Joanne Rierson's Banana Pudding
1 box SMALL (3oz) vanilla pudding
1 box Eagle Brand Sweetened Condensed Milk
1 l/4 cup cold water
Beat and put in the fridge
When thickened, fold in 1/2 carton of Cool Whip
Layer with Vanilla Wafers and bananas
Top with Cool Whip or whipped cream